Buying to Rent in a Tense Area: Good or Bad Idea?

📅

19/6/2025

Rental investment in tight areas is attracting many buyers in 2025, seduced by constant rental demand and dynamic markets. However, between Rent control, Regulatory Constraints And High Purchase Prices, these areas are not without risks. So, do you really have to buy to rent in a tense area? We decipher the advantages, the limits... and the pitfalls to avoid.

Investing in a tense zone in 2025: a good deal or a fake deal?

🧭 What is a tense zone and why does it attract investors?

Let's start by defining what we call a Tense Zone and why it has become a strategic playground for investors.

🗺️ Definition and list of tense areas

An area is said to be “tense” when Rental Demand Greatly Deferred Supply. This leads to high rents, an almost zero vacancy and, often, strong real estate pressure.

In 2025, 69 cities are applying rent controls, including:

  • Paris, Lyon, Bordeaux, Lille
  • Montpellier, Grenoble, Basque Country
  • And soon Marseille, Cergy, Grand-Orly...

🔗 Source: PAP.fr — List of tense areas

💡 Why do these cities attract investors?

  • Vacancy rate Very Low
  • Credible supporters (young workers, families, students)
  • Potential for valorization of the property In the Long Run
  • Yield Guaranteed by the Rental Tension, Even If Moderate

In summary: renting in these areas is often The assurance of not staying with an empty property.

📈 What are the advantages of buying in a tense area?

Investing in a tense area can be a strategic choice, provided you understand its performance drivers.

🔐 Rental security

In these cities, properties are often rented In a few days, especially if they are:

  • Well located
  • Well renovated
  • Furnished or adapted to a specific target (students, young couples, managers)

This tension protects the investor against the Risk of Vacancy, one of the main obstacles to profitability.

💼 Attractive taxation (Pinel, Denormandie, LMNP)

Some tense areas open the right to devices such as:

  • Pinel+ (Whether New or Renovated and Eligible Area)
  • Denormandie (For Old Ones with Work)
  • LMNP (if furnished, with amortization)

Provided That Respect Rent Ceilings, these devices allow Reduce taxes on property income or on capital gains.

🚧 But be careful with the limits: supervision, profitability, DPE...

Buying in a Tense Area Also Means Dealing With Brakes That can eat away at your margins and make it difficult to manage.

🚫 Rent control: a strong constraint

In 69 Cities, Rent Cannot Exceed Increased reference rent. This limits:

  • Gross Profitability (especially if buying at a high price)
  • The Ability to Value a Renovated Property

🔍 Example: a furnished one-bedroom apartment in Bordeaux center, purchased at 260,000€, cannot exceed 920/month Excluding charges, even with a terrace or high-end equipment, unless justified by Rent supplement very specific.

📉 Gross profitability often under 4%

In Major Cities, the Price per m² is very high, while the rent is capped. Result:

  • Low gross profitability (often < 4%)
  • Need to Play on Taxation to Improve the Net

For example:

Ville Prix m² moyen Loyer mensuel plafond (T2) Rentabilité brute estimée
Paris 10 000 € 1 200 € ~3,0 %
Lyon 5 200 € 850 € ~3,6 %
Montpellier 4 200 € 750 € ~4,2 %

🔋 DPE F or G: Colanders Not Allowed to Be Rented

Since 2023, classified housing F or G at the DPE Can no longer be rented or have their rent frozen. This excludes much of the ancient park in historic centers.

Conclusion: it is necessary Anticipate Energy Renovation Work, which impacts:

  • The Overall Budget
  • The rental period
  • The type of financing (eco-PTZ, MaPrimeRénov' grants)

🧠 Is it a good idea in 2025? Our strategic verdict

In 2025, the question is not “should we invest in a tense zone?” But rather: Under what conditions is it still interesting?

👍 Yes, if:

  • You Target the right neighborhoods (not the most expensive)
  • You are already buying a property To Energy Standards
  • You are looking for a rental Furnished in LMNP To optimize taxation
  • You Are accompanied To Avoid Pricing or Target Errors

👎 No, if:

  • You expect > 6% profitability without fiscal leverage
  • You Buy Without Negotiating in Areas That Are Already Overpriced
  • You are unaware of rent ceilings and DPE constraints

👥 The Role of the Real Estate Hunter: The Secret Weapon in a Tense Zone

In such competitive markets, a Real Estate Hunter Becomes a Strategic asset :

  • It identifies the Undervalued or Poorly Exploited Assets
  • It Saves You The Unpleasant Regulatory Surprises
  • It Targets Sectors Still Unsaturated, with strong rental pressure but moderate price

A Good Hunter Also Knows Short-term valuation strategies (division, fiscal optimization, targeted furnished rental...).

✅ Conclusion: a good idea if you are well accompanied

Buying to rent in a tense area can be an excellent strategy If you know the rules of the game :

  • Rent control
  • DPE and energy constraints
  • Adapted taxation
  • Targeted Rental Tension

But it is also a field Tricked for Unprepared Investors. In 2025, success depends on the precision of the analysis, the selection of the property and the support.

If you want to be guided in your rental purchase, A Mecaza hunter can help you invest where it is still profitable. 👉 Discover our services.

To go further

6/6/2025

Real estate credit rates in June 2025: stability and opportunities for borrowers

Real estate credit rates remained stable in June 2025, with a slight decrease expected. Discover the current rates, their evolution and our advice for borrowing at the best rate.

16/6/2025

What is the added value on a main residence?

Selling real estate can generate a taxable gain. Learn how to reduce or avoid this taxation thanks to legal exemptions!

13/6/2025

Should you invest in new or old real estate?

New or old: what is the best real estate investment strategy? Advantages, disadvantages and expert advice for deciding!

TF1 logo20 minute logoCapital logoLe Parisien logoTF1 logo20 minute logoCapital logoLe Parisien logoTF1 logo20 minute logoCapital logoLogo Le Parisienlogo TF1Logo 20minuteslogo CapitalLogo Le Parisienlogo TF1Logo 20minuteslogo CapitalLogo Le Parisien