How to rent an apartment without a permanent contract?

Renting an apartment without a permanent contract can seem like a difficult mission, especially in the face of the requirements of owners and real estate agencies. Many landlords prefer tenants with a stable employment contract, such as a permanent contract, because it is perceived as a guarantee of security for the payment of rent.

However, there are solutions to rent an apartment even without a permanent contract. In this article, we explain the different options available to you to find a rental, present a solid case and succeed in renting an apartment without a permanent contract.

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1. Why is it more difficult to rent an apartment without a permanent contract?

The open-ended contract (CDI) is often considered as a guarantee of financial stability by owners. A tenant with a permanent contract is perceived as having less risk of non-payment, which is an important guarantee for a landlord.

In addition, many real estate agencies and rental platforms require a fixed income, such as a permanent contract, before accepting a rental application.

Without a permanent contract, you may therefore encounter difficulties in finding accommodation, especially in big cities where there is strong competition for apartments. However, it is possible to overcome this barrier by having a solid case and by exploring the various solutions offered by specialized organizations.

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2. Solutions for renting without a permanent contract

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Alternative guarantees

If you do not have a permanent contract, there are solutions to reassure the owner about your ability to pay the rent. Among these, the Visale warranty is an interesting option.

This is a free deposit offered by Action Logement for young people under 30 and precarious employees, especially those on a short or temporary contract. This guarantee covers unpaid rent and can be a real asset in your rental file.

In addition to the Visale guarantee, some owners may accept Unpaid rent insurance. This type of contract allows the landlord to guarantee the payment of rent even if the tenant encounters financial difficulties.

If you do not have a permanent contract, this insurance can be a good alternative to reassure the lessor.

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Earn 3 times the rent amount if the owners have unpaid rent insurance

Owners easily take out unpaid rent insurance. It is a way to secure the payment of rent, which can encourage a landlord to accept a tenant without a permanent contract. This solution makes it possible to cover the risks of non-payments in the event of financial difficulties of the tenant, thus making your file more attractive in the eyes of lessors. On the other hand, under the conditions, this insurance requires the tenant to earn at least 3 times the amount of the rent, and benefits from a solid guarantor.

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Request a joint bond

If you have loved ones who are ready to support you, you can ask to Carry caution for you. This means that a third party agrees to pay the rent in case of non-payment. This joint bond is often an effective solution to reassure the owner, as it guarantees that the rent will be paid even if the tenant encounters difficulties.

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Present a solid case

When applying to rent an apartment without a permanent contract, it is important to prepare a complete rental file and well documented. This should include:

• A copy of your identity document,
• Your last three pay slips (if you are on an interim or fixed-term contract),
• Your latest tax notices,
• A certificate from the employer or an employment contract,
• Proof of additional income (pensions, benefits, etc.).

A well-established file will help you prove your solvency and convince the landlord that you are able to pay rent regularly.

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3. Call on a real estate hunter

If you are having trouble finding a rental, it may be a good idea to use a Real estate hunter. These professionals, like those at our company, Mecaza, can assist you in your search. Their expertise allows you to save time and better understand the criteria of owners and agencies.

Real estate hunters can also help you build a solid case, advise you on the best guarantees to put in place, and negotiate with owners. In addition, they know the strategies for finding landlords who agree to rent to tenants without a permanent contract.

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Do you want to know more about what a real estate hunter is? Read this article.

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4. The role of real estate hunters

Les real estate hunters play a key role in finding an apartment, especially for people without a permanent contract. They can help you find properties adapted to your situation, but they often require solid guarantees and a complete rental file. This can make it more difficult to find. These professionals, like those at our company, Mecaza, can assist you in all stages of research.

They help you build a solid case, advise you on the best options and negotiate directly with owners or real estate agencies.

Their expertise can be valuable in finding apartments that accept tenants without permanent contracts and in overcoming the obstacles associated with the guarantees requested. A real estate hunter can also help you find alternative security solutions, such as a joint bond or a Visale guarantee.

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5. Precautions to take to rent an apartment without a permanent contract

When you decide to rent an apartment without a permanent contract, it is important to fully understand your obligations and those of the owner.

The rental contract must be written clearly and detail all the conditions related to the security deposit, the amount of the rent, as well as the charges. Be sure to read each clause carefully before signing.

Also, be sure to pay rent on time. Even if you have put in place guarantees or a joint bond, the rent payment must remain a priority. Any delay can damage your reputation with landlords and have negative consequences for your future home searches.

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6. The advantages of renting without a permanent contract

While looking for housing without a permanent contract presents challenges, it also offers advantages. First of all, it allows find a location even if you are in a precarious professional situation.

In addition, warranty solutions like the Visale warranty Or theUnpaid rent insurance allow to secure payments for the owner and to help you access the rental.

Finally, more and more owners are open to the idea of renting to tenants without a permanent contract, especially in the context of furnished rentals that offer more flexibility and flexibility, especially if you are young, student or on a temporary contract.

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Conclusion

Renting an apartment without a permanent contract is entirely possible thanks to warranty solutions and a solid rental record. By exploring all the options available and getting the right advice, you can find a home that suits your needs. If you have difficulty finding a rental, find out about our apartment hunting services dedicated to renting.

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